The national flood insurance program was established to help communities, the cost of insurance against inevitable surges and flooding to afford, but in many respects, it has only made matters worse.
Sub-market insurance rate sends the wrong signals about the risks of living in flood prone areas and encourage development in dangerous places.
Flood accidents have addressed the underlying program. Meanwhile, taxpayers subsidize people to harm 'to live; s manner and cause damage to the natural resources - wetlands and flood plains - that help protect us against flooding. The flood-insurance-Improvement and Modernization Act has both houses of Congress led, but because of the overwhelming workload of the economic crisis, members have the reconciliation of the two versions of the bill until early next year postponed.
Sens. Christopher Dodd and Richard Shelby, R-Ala., Should continue, to advocate a bill that would help the program 'is to be reduced; s Finanzelende and better share the true risk of flooding to the communities. The Senate bill adopts these critical changes: As the flood insurance program was caused veranschlägt Congress produced lower insurance to the "grandfather" the existing houses built before building regulations were enacted. Today, advertising and vacation properties yet these großväterliche rate in the repeatedly flooded areas and mean that taxpayers bear the burden. The Senate bill would be in the insurance market rate for those properties in phases. Many Americans have no idea that they are behind a reception or a dam until the structure breaks live.
Others believe wrongly that the holders of the dams and the receptions they always keep good repair. The Senate bill also would Bundesnotmanagement Agency 'demand; s maps to the areas that are a result of a reception or Verdammungsausfall would inundate and inform owners about the need to buy flood insurance.
This last June, the Midwest experienced its second "flood" 500-year; in 15 years. Climate change experts ask us, more of the same can be expected. The Senate bill that would tide charts, suppose the planning and development decisions, shows not only what the traditional 100 year flood zone, but also the 500 year flood zone to better communities, helping to prepare for floods. The House version of this bill includes a directive to FEMA so the latest climate science is used when drawing flood maps.
This is a sensible solution, which helps communities, development away from possible danger zones to keep. Local municipalities and the U.S. government have important decisions on how to make good flood damage in an almost undoubtedly Nasser, explosive future in the northeast threshold. In addition to these changes, we must invest in innovative programs to increase the pay so Anrisiko communities from harm 'to move out; s way.
And we need healthy wetlands, flood plains and forests to protect and restore us from the storms abdämpfen. While there is much to our nation exists' to improve work to be done; s flood policy, flood insurance-improvement and modernization Act is a strong first step.
Sub-market insurance rate sends the wrong signals about the risks of living in flood prone areas and encourage development in dangerous places.
Flood accidents have addressed the underlying program. Meanwhile, taxpayers subsidize people to harm 'to live; s manner and cause damage to the natural resources - wetlands and flood plains - that help protect us against flooding. The flood-insurance-Improvement and Modernization Act has both houses of Congress led, but because of the overwhelming workload of the economic crisis, members have the reconciliation of the two versions of the bill until early next year postponed.
Sens. Christopher Dodd and Richard Shelby, R-Ala., Should continue, to advocate a bill that would help the program 'is to be reduced; s Finanzelende and better share the true risk of flooding to the communities. The Senate bill adopts these critical changes: As the flood insurance program was caused veranschlägt Congress produced lower insurance to the "grandfather" the existing houses built before building regulations were enacted. Today, advertising and vacation properties yet these großväterliche rate in the repeatedly flooded areas and mean that taxpayers bear the burden. The Senate bill would be in the insurance market rate for those properties in phases. Many Americans have no idea that they are behind a reception or a dam until the structure breaks live.
Others believe wrongly that the holders of the dams and the receptions they always keep good repair. The Senate bill also would Bundesnotmanagement Agency 'demand; s maps to the areas that are a result of a reception or Verdammungsausfall would inundate and inform owners about the need to buy flood insurance.
This last June, the Midwest experienced its second "flood" 500-year; in 15 years. Climate change experts ask us, more of the same can be expected. The Senate bill that would tide charts, suppose the planning and development decisions, shows not only what the traditional 100 year flood zone, but also the 500 year flood zone to better communities, helping to prepare for floods. The House version of this bill includes a directive to FEMA so the latest climate science is used when drawing flood maps.
This is a sensible solution, which helps communities, development away from possible danger zones to keep. Local municipalities and the U.S. government have important decisions on how to make good flood damage in an almost undoubtedly Nasser, explosive future in the northeast threshold. In addition to these changes, we must invest in innovative programs to increase the pay so Anrisiko communities from harm 'to move out; s way.
And we need healthy wetlands, flood plains and forests to protect and restore us from the storms abdämpfen. While there is much to our nation exists' to improve work to be done; s flood policy, flood insurance-improvement and modernization Act is a strong first step.
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