New teenage driver at home?

Let State Farm help:

1.) Add a driver to your auto policy. You can:

• Call your agent or
• Log in to your account on statefarm.com

If you do not have a customer ID, please register now

2.) If you are not adding a vehicle, the new driver usually needs to be rated as a primary driver on one of the family vehicles.

3.) Your insurance rates will typically increase when a new driver is added to a policy.

4.) Talk with your teenager about safe driving, as well as how traffic violations will affect your rates.

5.) If you are buying a new vehicle, you may want to consider which vehicles get the lowest rates.

6.) Consider getting a Personal Liability Umbrella Policy (PLUP).

If you or your teenage driver accidentally injures someone or damages their property, you could be sued.

Even though your underlying policies may provide substantial liability limits, it is not uncommon today for juries to award damages that exceed those limits. Coverage amounts are written in increments of $1 million and supplement your present policies to provide additional personal liability protection.