Why do I need Life Insurance?

• If you are a wage earner and someone depends on you, life insurance is a vehicle to protect the financial well being of that individual.

• During your lifetime you have certain financial goals. Life insurance is a way to achieve those goals for those you leave behind.

• If you are in debt, life insurance is used to protect the person you are indebted to.

• If you are a key person in a company, your loss could mean a real financial loss to that company. Life insurance insures that potential loss.

• If you are a partner in a business, if you were to die, life insurance allows the partner to buy your share of the business from your heirs.

• Life insurance could help pay estate taxes.

• If you have a favorite charity, life insurance can help you give to that charity after you are gone.